NELFUND Student Loan (2025) Application Portal | (How To Apply)

The Nigerian Education Loan Fund (NELFUND) is reshaping the landscape of education in Nigeria by providing interest-free student loans, removing financial obstacles to academic achievement. Introduced by the Federal Government under President Bola Ahmed Tinubu, this initiative represents a major stride toward making higher education accessible to all Nigerian students.

The NELFUND student loan application portal — https://portal.nelf.gov.ng/auth/login — officially launched on May 24, 2024. This is your chance to obtain the financial assistance needed to pursue your educational aspirations.

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How to Apply for a NELFUND Student Loan

Step 1: Create an Account

  1. Visit nelf.gov.ng or go directly to the loan portal: portal.nelf.gov.ng
  2. Click the “Apply Now” button.
  3. Select “Get Started” and respond to the initial questions.
  4. Confirm your citizenship by choosing “Yes, I am a Nigerian.”
  5. Select your institution from the list and enter your matriculation number to verify your student status.
  6. Provide your JAMB details. If your NIN isn’t linked to JAMB, you’ll be prompted to input your NIN for validation.
  7. Enter your email address and create a password, then click “Create Account.”
  8. Open your email and click the verification link to complete the registration.

Step 2: Complete Your Profile

  1. Log in using your registered email and password.
  2. Update Contact Information: Enter your phone number, home address, state, and local government area.
  3. Educational Details: Choose your institution and re-enter your matriculation number.
  4. Bank Information: Provide your BVN, select your bank, and input your account number.
  5. Click “Save Changes” to finalize your profile.

Step 3: Submit a Loan Application

  1. After logging in, click “Request for Student Loan” in the top-right corner.
  2. Select Loan Type:
    • To request an upkeep allowance, tick the box and click “Continue.”
    • To apply only for institutional charges, click “Continue” without checking the box.
  3. Upload Documents:
    • Admission letter (required)
    • Optional: Student ID and school fee invoice
  4. Review and Agree:
    • Read the loan overview, accept the Terms & Conditions and the GSI Mandate, then submit your application.
  5. To track your application, go to the “Loans” section.

NELFUND Student Loans Now Available at 70 State-Owned Institutions

The Nigerian Education Loan Fund (NELFUND) is pleased to announce the expansion of its student loan program. As of July 7, 2024, students from 70 state-owned tertiary institutions are now eligible to apply for interest-free student loans.

These institutions have successfully uploaded their student data to the NELFUND Student Verification System (SVS), granting their students immediate access to the application portal.

Participating Institutions

Below is the list of the 70 state-owned tertiary institutions whose students can now apply for NELFUND student loans:

(List to follow)

  1. Abia State Polytechnic
  2. Abraham Adesanya Polytechnic
  3. Adamawa State Polytechnic, Yola
  4. Adamawa State University, Mubi
  5. Adekunle Ajasin University, Akungba-Akoko, Ondo State
  6. Akwa Ibom State Polytechnic
  7. Akwa Ibom State University
  8. Aliko Dangote University of Science and Technology, Wudil, Kano State
  9. Aminu Saleh College of Education, Azare
  10. Benjamin Uwajumogu College of Education, Ihitte Uboma
  11. Benue State University, Makurdi
  12. Borno State University
  13. Afaha Nsit College of Education
  14. Waka-Biu College of Education
  15. Confluence University of Science and Technology, Kogi State
  16. D.S. Adegbenro ICT Polytechnic, Itori-Ewekoro
  17. Delta State Polytechnic, Ogwashi-Uku
  18. Delta State University of Science and Technology
  19. Dennis Osadebay University, Asaba
  20. Edo State University, Uzairue
  21. Ekiti State University, Ado-Ekiti
  22. Gombe State University
  23. Government Technical College, Ile-Ife
  24. Government Technical College, Ara, Osun State
  25. Government Technical College, Gbongan, Osun State
  26. Government Technical College, Gbongan, Osun State
  27. Government Technical College, Ijebu-Jesa, Osun State
  28. Government Technical College, Ile-Ife, Osun State
  29. Government Technical College, Inisa, Osun State
  30. Government Technical College, Iwo, Osun State
  31. Government Technical College, Osu, Osun State
  32. Government Technical College, Otan Ayegbaju, Osun State
  33. Ignatius Ajuru University of Education, Port Harcourt
  34. Ibrahim Badamasi Babangida University, Lapai, Niger State
  35. Imo State University of Agriculture and Environmental Sciences, Umuagwo
  36. Isa Mustapha Agwai Polytechnic, Lafia
  37. Kaduna State College of Education, Gidan Waya
  38. Kebbi State University of Science and Technology, Aliero
  39. Kingsley Ozumba Mbadiwe University, Imo State
  40. Kwara Polytechnic
  41. Lagos State University
  42. Lagos State University of Education
  43. Lagos State University of Science and Technology
  44. Mohammet Lawan College of Agriculture, Borno State
  45. Nasarawa State University, Keffi
  46. Niger Delta University
  47. Niger State Polytechnic, Zungeru
  48. Nuhu Bamalli Polytechnic, Zaria
  49. Ogun State Institute of Technology, Igbesa
  50. Olabisi Onabanjo University
  51. Osun State College of Education, Ila-Orangun
  52. Osun State College of Technology
  53. Osun State Polytechnic, Iree
  54. Osun State University
  55. Oyo State College of Agriculture and Technology, Igboora
  56. Plateau State University, Bokkos
  57. Port Harcourt Polytechnic
  58. Ramat Polytechnic, Maiduguri
  59. Sule Lamido University, Kafin Hausa, Jigawa State
  60. Tai Solarin University of Education, Ogun State
  61. Taraba State Polytechnic
  62. Taraba State University, Jalingo
  63. Umar Suleiman College of Education, Gashua, Yobe State
  64. Umaru Musa Yar’adua University, Katsina
  65. University of Ilesa, Osun State
  66. University of Medical and Applied Sciences, Enugu State
  67. University of Medical Sciences, Ondo
  68. Yobe State University
  69. Yusuf Maitama Sule University, Kano
  70. Zamfara State University, Talata Mafara

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